Credit card is a process by which card holder can lend money by issuer. In case of credit card the consumer can paid the balance with interest but it not required that paid all balance each month. Credit card provider provide the credit card after account is approved and user can make purchase where credit card is accepted up to pre established credit card limit.
So many types of credit cards available in the market like: reward cards, 0 intro apr credit cards, secured credit cards, student credit cards and many more. Each type of credit card has its own term and conditions and benefits.
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American Express is the best option. But it needs high credit score.
Are you sure that it's the best option?
If you're not sure yet on which credit card will suit your needs, it's better to think about the pros and cons before you join the bandwagon.
It's one way of avoiding the so-called Student Credit Card Mistakes.
In Europe i would also insert BCR Erste Group in this list since they are one of the biggest providers.
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